“A CBDC works under a system where money moves in a way that can be seen and managed at the national
level. It could make payments faster and cheaper, expand access for the unbanked, and help governments reach people directly. But key questions remain: how private are your transactions, will you fully control your money, what happens without reliable networks or smartphones, will cash still exist, and will people be guided through the transition or pushed into systems they don’t fully understand?” - Marie May

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